IRS Compliance Testing: Top-Heavy Test

In order to ensure that employee benefit plans do not violate certain standards that the DOL and IRS believe are important, plans are subjected to annual compliance tests. These tests are designed to ensure that the amount employees are deferring is within certain maximum limits and that plans are not operating in a manner that …

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IRS Compliance Testing: ADP/ACP Test

In order to ensure that employee benefit plans do not violate certain standards that the DOL/IRS believe are important, plans must be subjected to numerous compliance tests annually.  These tests are designed to ensure that the amount that employees are deferring is within certain maximum limits and that plans are not operating is a manner …

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