Credit reports are now free, every week

Your Guide to State, Local, Federal, Estate + International Taxation

If there’s such a thing as a COVID-19 silver lining, here’s one. The three major credit reporting companies (Equifax, Experian and Transunion) are making your credit reports free through April 2021.

Free access to your credit report is one more tool to help you weather the pandemic storm currently laying waste to economies and individual budgets. If you’ve lost your job or had your hours cut, this is one less expense you have to worry about. Also, remember many credit card companies, banks, landlords and creditors are promising to work with you if you’ve taken a COVID-19 economic hit.

Don’t miss: PPP loan forgiveness application now available

The Federal Trade Commission has the following recommendations.

  • Contact companies you owe money to and ask them to postpone your payments. You can also ask for reduced payment plans or forbearance.
  • Check your credit report weekly, especially if you’ve arranged for new payment plans and forbearance. Make sure the companies are following through.
  • If you spot an error on the report, notify the credit reporting agency.

Don’t miss: How to balance life in a global pandemic

To access your free weekly credit reports, go to You’ll also find more information and advice on handling coronavirus economic impact issues here.

For more information and resources on COVID-19, see our coronavirus page. Feel free to contact your Henry+Horne tax adviser with any questions.

Beth Hawley